Sharia Economic, Universitas Muhammadiyah Mataram

Yenny April Yanti, Zaenafi Ariani, Nur Fitri Hidayanti, Ahmad Hulaimi, Novi Yanti Sandra Dewi, Ahadiah Agustina

Abstract


Abstract: A This study aims to review the literature related to digital Islamic financial literacy through a library research approach with an integrative literature review method. This study reviews scientific publications from Google Scholar, Scispace, DOAJ, and Scopus databases in the 2015-2024 time span, with inclusion criteria in the form of relevant articles that have gone through the peer-review process. The review results show that digital Islamic financial literacy is a strategic topic that is growing rapidly along with the increase in digitalization and the need for a sharia-compliant financial system. The thematic focus of previous research includes community education, sharia fintech adoption, and the role of literacy in financial inclusion. However, there are research gaps in the aspects of curriculum development, human resource competencies, and evaluation of the effectiveness of Islamic digital platforms. Bibliometric analysis shows the dominance of descriptive approaches with limited exploration of social impact and technological innovation. Thus, this study recommends future research directions that focus on interdisciplinary approaches and strengthening technology-based literacy strategies to encourage an inclusive and sustainable digital Islamic financial ecosystem.

Keywords


Islamic Financial Literacy, Islamic Fintech, Digitalization, Integrative Review, Bibliometrics.

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References


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