Sharia Economic, Universitas Muhammadiyah Mataram

Muhammad Syawal, Zenafi Arianti, Nur Fitri Hidayanti, Ahmad Huliami, Ahadiah Agustina, Ady Supriyadi, Abdul Wahab, Nur Aini, Novi Yanti Sandra Dewi

Abstract


Abstract: This study aims to examine the role of Islamic financial literacy in increasing financial inclusion through Islamic fintech platforms. With a library research approach and integrative review method, this study consolidates the results of empirical and conceptual research from various trusted scientific sources such as Scopus, Google Scholar, DOAJ, and Scispace, in the period 2015–2024. The selection procedure was carried out systematically using keywords and Boolean operators, followed by thematic analysis of articles that passed the screening stage. The results of the study indicate that Islamic financial literacy contributes significantly to the adoption of Islamic fintech services, especially in increasing public understanding of Islamic financial principles and inclusive financial decision-making. The main supporting factors include ongoing education, multi-party collaboration, and supportive regulations. This study emphasizes the importance of developing an adaptive literacy education strategy to the digital and social context of Indonesian society. This research is expected to be a conceptual basis for policy makers and practitioners in designing more effective and sustainable Islamic financial inclusion initiatives.

 


Keywords


Sharia Financial Literacy, Increasing, Inclusion, Islamic Fintech Platform.

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References


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