Analisis Faktor Yang Mempengaruhi Kinerja Keuangan Perusahaan Perusahaan Asuransi di Indonesia

Andhika Pramusinta, Anni Aryani

Abstract


Riset ini memiliki tujuan guna mengetahui kendala yang dapat mempengaruhi kinerja keuangan perusahaan asuransi di Indonesia. Penelitian ini bertujuan mengetahui hasil dari penelitian dapat dimanfaatkan serta digunakan oleh perusahaan asuransi yang beroperasi di Indonesia. Penelitian ini dapat digunakan sebagai dasar pengambilan kebijakan terkait informasi mengenai pertumbuhan premi bruto serta likuiditas.

Penelitian ini menggunakan objek penelitian perusahaanasuransi di Indonesia. Perusahaan asuransi di Indonesia dapat dikatakan berkembang. Kondisi tersebut tidak terlepas dari kesadaran masyarakat tentang perlunya keamanan terhadap ketidakpastian dan ketidakberuntungan akan keuangan di masa mendatang, akan tetapi kesadaran tersebut masih terhalang oleh kinerja penyedia jasa layanan perusahaan asuransi. Hal tersebut ditandai dengan munculnya beberapa fenomena yaitu kasus gagal bayar perusahaan asuransi. Populasi dalam penelitian ini merupakan Perusahaan Asuransi di Indonesia,sampel pada penelitian ini adalah perusahaan asuransi pada Direktori IKNB yang terdaftar di Otoritas Jasa Keuangan (OJK) pada periode 2017-2021. Secara parsial, pertumbuhan premi bruto berpengaruh positif terhadap kinerja keuangan, serta likuiditas berpengaruh positif terhadap kinerja keuangan.

Keywords


brownies; flour; mocaf; moringa leaf flour

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References


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