Membangun kemandirian wirausaha difabel di Kota Kupang pada era revolusi investasi 5.0 dan era digital

Abstract

Abstrak

Perkembangan teknologi digital telah membuka peluang besar bagi partisipasi kelompok disabilitas dalam aktivitas ekonomi, khususnya penyandang disabilitas sensorik. Namun, keterbatasan akses terhadap informasi, pelatihan kewirausahaan, dan literasi keuangan menjadi tantangan utama dalam mewujudkan kemandirian ekonomi bagi kelompok ini. Kegiatan pengabdian kepada masyarakat ini bertujuan untuk memberdayakan penyandang disabilitas sensorik melalui pelatihan literasi keuangan dan kewirausahaan berbasis teknologi digital di Kota Kupang. Metode kegiatan menggunakan pendekatan partisipatif dalam bentuk seminar, pelatihan interaktif, dan pendampingan. Kegiatan dilaksanakan di Gedung KOPDIT Solidaritas Kupang dan diikuti oleh lebih dari 100 peserta difabel sensorik. Materi utama disampaikan oleh OJK Provinsi NTT dan PT Bursa Efek Indonesia Wilayah NTT, mencakup pengelolaan keuangan pribadi, perlindungan konsumen, investasi legal, serta potensi kewirausahaan digital. Hasil kegiatan menunjukkan peningkatan pemahaman peserta terhadap lembaga jasa keuangan, kewaspadaan terhadap keuangan ilegal, dan munculnya minat untuk memulai usaha secara mandiri. Kegiatan ini juga memperkuat rasa percaya diri dan keterlibatan sosial peserta dalam pembangunan ekonomi inklusif. Diperlukan keberlanjutan program dalam bentuk pelatihan lanjutan dan akses pembiayaan yang inklusif agar dampak pemberdayaan lebih optimal.

Kata kunci: disabilitas; literasi keuangan; kewirausahaan digital; pemberdayaan; inklusi ekonomi.

Abstract

The advancement of digital technology has opened up significant opportunities for persons with disabilities, particularly those with sensory impairments, to participate in economic activities. However, limited access to information, entrepreneurial training, and financial literacy remains a major challenge in achieving economic independence for this group. This community service activity aimed to empower individuals with sensory disabilities through financial literacy training and digital-based entrepreneurship in Kupang City. The method used a participatory approach in the form of seminars, interactive training sessions, and mentoring. The activity was held at the KOPDIT Solidaritas building and involved more than 100 participants with sensory disabilities. Key materials were delivered by representatives from the Financial Services Authority (OJK) of East Nusa Tenggara Province and the Indonesia Stock Exchange (IDX) Regional Office, covering topics such as personal financial management, consumer protection, legal investment options, and digital entrepreneurship opportunities. The results showed increased participants' understanding of financial institutions, improved awareness of illegal financial practices, and a growing interest in starting their own businesses. The activity also fostered participants' self-confidence and social inclusion in inclusive economic development. Continuation of the program in the form of advanced training and inclusive access to financing is needed to optimize the impact of empowerment.

Keywords: disability; financial literacy; digital entrepreneurship; empowerment; economic inclusion.