PENYULUHAN LITERASI KEUANGAN UNTUK MASYARAKAT DI DESA SUNGSANG I, BANYUASIN

Agung Putra Raneo, Nyimas Dewi Murnila Saputri, Hera Febria Mavilinda, Efva Octavina Donata Gozali

Abstract


ABSTRAK

Literasi keuangan memegang peranan penting dalam pengembangan usaha para pelaku UMKM. Salah satu literasi keuangan yang perlu dipahami oleh pelaku usaha adalah fintech lending. Melalui fintech lending proses peminjaman dana menjadi lebih mudah dan cepat. Kegiatan Pengabdian Masyarakat ini dilakukan untuk membantu dalam meningkatkan literasi keuangan masyarakat terutama UMKM di Desa Sungsang I, Banyuasin. Metode pelaksanaan berupa pembagian materi, ceramah, dan diskusi/tanya jawab yang dilakukan secara offline. Kesimpulan yang didapatkan dari kegiatan ini menunjukan bahwa sebagian  besar  pelaku  UMKM  dan  masyarakat  di  Desa  Sungsang  I, Banyuasin masih memiliki tingkat literasi keuangan yang rendah, namun, setelah dilakukannya kegiatan pengabdian ini, pengetahuan peserta mengenai funding, lending, dan fintech telah lebih baik.

 

Kata kunci: literasi keuangan; UMKM; fintech; lending.

 

ABSTRACT

Financial literacy plays an important role in the business development of UMKM. One of the financial literacy that business actors need to reach is fintech lending. Through fintech lending, borrowing funds become easier and faster. This Community Service activity was carried out to assist in improving the financial literacy of the community, especially UMKM in Sungsang I Village, Banyuasin. The implementation method is in the form of material distribution, lectures, and discussions/questions that are conducted offline. The conclusion obtained from this activity shows that most UMKM and the community in Sungsang I Village, Banyuasin still have a low level of financial literacy, however, after this service activity, participants' knowledge about funding, loans, and fintech has improved.

 

Keywords: financial literacy; UMKM; fintech; lending.


Keywords


financial literacy; UMKM; fintech; lending.

Full Text:

PDF

References


Ali, H., Omar, E. N., Nasir, H. A., & Osman, M. R. (2018). Financial Literacy of Entrepreneurs in the Small and Medium Enterprises. Proceedings of the 2nd Advances in Business Research International Conference, 31–38. https://doi.org/10.1007/978-981-10-6053-3_4

Anggita, W., Julia, Suhaidar, & Rudianto, N. A. R. (2020). Peningkatan Pemahaman Literasi Keuangan Di Era Pandemi Corona Sebagai Upaya Penguatan Ketahanan Ekonomi Keluarga. Jurnal Pengabdian Kepada Masyarakat UBB, 7(2), 7–11.

Bottazzi, L., & Lusardi, A. (2020). Stereotypes in financial literacy: Evidence from PISA. Journal of Corporate Finance, (xxxx), 101831. https://doi.org/10.1016/j.jcorpfin.2020.101831

Corsini, L., & Claudia, G. (2021). Journal of Behavioral and Experimental Finance Economics education and financial literacy acquisition : Evidence from a field experiment. Journal of Behavioral and Experimental Finance, 32, 100556. https://doi.org/10.1016/j.jbef.2021.100556

Fong, J. H., Koh, B. S. K., Mitchell, O. S., & Rohwedder, S. (2021). Financial literacy and financial decision-making at older ages. Pacific Basin Finance Journal, 65(June 2020), 101481. https://doi.org/10.1016/j.pacfin.2020.101481

Hidayat, S. (2020). Literasi Keuangan Untuk Pengelolaan Keuangan Pribadi. Hidayat, Syahrijal, 1(2), 130–133. Retrieved from https://slideplayer.info/slide/1972619/

Idawati, I. A. A., & Pratama, I. G. S. (2020). Pengaruh Literasi Keuangan Terhadap Kinerja dan Keberlangsungan UMKM di Kota Denpasar.

Warmadewa Management and Business Journal (WMBJ), 2(1), 1–9. https://doi.org/10.22225/wmbj.2.1.1644.1-9

Kass-Hanna, J., Lyons, A. C., & Liu, F. (2021). Building financial resilience through financial and digital literacy in South Asia and Sub-Saharan Africa. Emerging Markets Review, 100846. https://doi.org/10.1016/j.ememar.2021.100846

Kim, H. H., Maurer, R., & Mitchell, O. S. (2021). How financial literacy shapes the demand for financial advice at older ages. Journal of the Economics of Ageing, 20, 100329. https://doi.org/10.1016/j.jeoa.2021.100329

Luiza, A., & Jr, C. (2021). Journal of Behavioral and Experimental Economics Improving the level of financial literacy and the influence of the cognitive ability in this process. Journal of Behavioral and Experimental Economics, 90(January 2020), 101656. https://doi.org/10.1016/j.socec.2020.101656

Lusardi, A., & Mitchell, O. S. (2014). The economic importance of financial literacy: Theory and evidence. Journal of Economic Literature, 52(1), 5–44. https://doi.org/10.1257/jel.52.1.5

Mandell,^’, L., & Klein’’, L. S. (2007). FINANCIAL SERVICES REVIEW Financial Services Review 16 (2007) 105-116 =!^^=^^== Motivation and financial literacy. Financial Services Review, 16, 105–116.

Pramestiningrum, D. R., & Iramani, R. (2020). Pengaruh literasi keuangan , financial capital , dan kebijakan pemerintah terhadap kinerja usaha pada usaha kecil dan menengah di jawa timur. 9(2), 279–296. https://doi.org/10.14414/jbb.v9i2.1750

Razen, M., Huber, J., Hueber, L., Kirchler, M., & Stefan, M. (2020). Financial literacy, economic preferences, and adolescents’ field behavior. Finance Research Letters, 40(August 2020), 101728. https://doi.org/10.1016/j.frl.2020.101728

Rink, U., Walle, Y. M., & Klasen, S. (2021). The financial literacy gender gap and the role of culture. Quarterly Review of Economics and Finance, 80, 117–134. https://doi.org/10.1016/j.qref.2021.02.006

Septiani, R. N., & Wuryani, E. (2020). Pengaruh Literasi Keuangan Dan Inklusi Keuangan Terhadap Kinerja Umkm Di Sidoarjo. E-Jurnal Manajemen Universitas Udayana, 9(8), 3214. https://doi.org/10.24843/ejmunud.2020.v09.i08.p16

Singla, A., & Mallik, G. (2021). Asia Paci fi c Management Review Determinants of fi nancial literacy : Empirical evidence from micro and small enterprises in India. Asia Pacific Management Review, (xxxx). https://doi.org/10.1016/j.apmrv.2021.03.001

Evin dan Rumpak. (2019). Analisis Pengembangan Desain Grafis Dalam Aplikasi Photoshop Sebagai Peluang Bisnis Mahasiswa Institut Bisnis dan Multimedia ASMI. Jurnal SISTEM INFORMASI. 1(2): 33-40.




DOI: https://doi.org/10.31764/jpmb.v6i3.10446

Refbacks

  • There are currently no refbacks.


Creative Commons License
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

______________________________________________________

Jurnal Selaparang

p-ISSN 2614-5251 || e-ISSN 2614-526X

 

EDITORIAL OFFICE: