Training financial administration bagi pekerja migran di Malaysia untuk menuju ekonomi yang berkelanjutan
Abstract
Abstrak
Pekerja migran Indonesia di Malaysia menghadapi tantangan literasi keuangan, yang mengakibatkan pengelolaan keuangan kurang optimal meski remitansi yang dikirim cukup besar. Hal ini memengaruhi stabilitas ekonomi mereka dan keluarga. Program pengabdian ini bertujuan untuk meningkatkan literasi keuangan pekerja migran melalui Training Financial Administration yang bekerja sama dengan Aliansi Organisasi Masyarakat Indonesia di Malaysia (AOMI Malaysia). Pelatihan ini diikuti oleh 25 peserta dengan metode pelaksanaan meliputi pretest, pelatihan tatap muka, posttest, dan pendampingan daring. Hasil menunjukkan adanya peningkatan signifikan dalam pemahaman keuangan peserta, terutama pada kemampuan pengelolaan aliran kas dan perencanaan investasi. Secara deskriptif kualitatif, 75% peserta menilai pelatihan ini sangat relevan dengan kebutuhan mereka, sedangkan secara kuantitatif, hasil posttest menunjukkan peningkatan pemahaman rata-rata sebesar 30% dibandingkan pretest. Program ini diharapkan membantu pekerja migran mencapai kesejahteraan ekonomi yang lebih baik melalui pengelolaan finansial yang berkelanjutan.
Kata kunci: administrasi finansial; pekerja migran; AOMI Malaysia
Abstract
Indonesian migrant workers in Malaysia face financial literacy challenges, which lead to suboptimal financial management despite substantial remittances sent home. This affects their economic stability and that of their families. This community service program aims to improve financial literacy among migrant workers through Financial Administration Training in collaboration with the Alliance of Indonesian Community Organizations in Malaysia (AOMI Malaysia). The training involved 25 participants and included methods such as pre-test, in-person training, post-test, and online mentoring. Results showed a significant increase in participants' financial understanding, particularly in cash flow management and investment planning. Qualitatively, 75% of participants found the training highly relevant to their needs, while quantitatively, post-test scores demonstrated an average improvement of 30% over pre-test results. This program aims to support migrant workers in achieving better economic well-being through sustainable financial management.
Keywords: financial administration; migrant workers; AOMI Malaysia
Keywords
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DOI: https://doi.org/10.31764/jpmb.v9i1.29766
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